It is the 31st. Again.
Somewhere between payday and now, a whole paycheque quietly vanished. Your bank knows exactly where. It just refuses to say it in English.
Your bank shows you this.DAW Money shows you this.
So we built
The app that reads the gibberish your bank sends, works out what each line actually means, and quietly hands you the answer. No spreadsheets. No homework. No judgement.
Early access · launch-day pricing locked in · no spam, ever.
Coming soon to the App Store
Prices creep up a few cents at a time, on the exact things you buy every week, and nobody ever tells you. Other apps just say "Groceries: $912." DAW Money tracks every single product, so the slow drift finally has somewhere to show up.
A single number. You cannot see that three of your weekly staples quietly went up, or that two of them are cheaper down the road.
That is three products. The average trolley has dozens. The savings are hiding in every one of them, you just have never been able to see them before.
Get told the moment a regular buy goes up, instead of finding out months later when your budget is already gone.
The same item, side by side across stores, with the real dollar difference a switch would put back in your pocket.
One photo and every line is read, named, priced and tracked. No typing, no spreadsheets, no effort from you.
Connect your bank, let it decode the mess, and ask it anything. That is the whole app.
Hook up your bank once and then forget it exists. Every purchase shows up on its own, named and sorted, for as long as you use the app.
EFTPOS WLWTHS 4821 BONDIJ walks in. Woolworths, Groceries walks out. Every cryptic line, decoded the moment it arrives.
Type the question the way you would actually say it. Where did it all go? Can I afford this? It answers like a friend who happens to be very good with money.
Your money has been trying to tell you something.
You just needed a translator.
Five seconds with DAW Money tells you what an hour of squinting at your statement never could.
You buy a coffee. By the time you have pocketed your phone, it is already named, sorted, and filed. Watch.
Most money apps quietly sell what they learn about you. We made the opposite choice, and built it in from the start.
Your finances open only for you. Face ID and end-to-end encryption guard every screen, and bank access stays strictly read-only. We can help you understand your money, never move it.
Your transactions are stored on your device, not mined in the cloud. We will never sell your data, show you ads, or hand your spending to third parties. That is not a setting you toggle on. It is how DAW Money is built.
Snap a receipt or sync a bank and watch it happen in real time, right from the Dynamic Island and a Live Activity. The result lands before you have even opened the app.
Limits that learn your habits and flex with real life, not rigid rules you abandon by week two.
Ask anything about your spending and get a straight answer, any time, in plain words.
Drop in a statement and every line is read and sorted in seconds. Ideal for accounts that cannot sync.
Spots every recurring charge automatically, so the forgotten free trial quietly billing you for a year finally gets caught.
No more guessing
Remember that question from the top of the page? It does not get to haunt you anymore.
DAW Money launches soon. Join the waitlist for early access and launch-day pricing, and be among the first to finally see clearly.
Early access · launch-day pricing locked in · no spam, ever.
DAW Money ("we", "us") is a personal finance application operated as an Australian sole trader. You can reach us at hello@daw-money.com.
Right now, before launch, we only collect the email address you submit to the waitlist, plus basic technical data your browser sends (such as approximate region and device type). We use it solely to send you launch and early-access updates. We do not sell or share it.
When the app launches, bank connections are provided through Fiskil under Australia's Consumer Data Right (CDR) framework. Access is read-only, so DAW Money can never move, transfer, or withdraw your money. You can revoke access at any time. Statement and receipt data you import is processed to categorise and analyse your spending.
You can unsubscribe from any email we send, and request deletion of your waitlist data at any time by emailing us. When the full app launches, you'll have in-app controls to export or delete your data.
We'll post the complete, legally-reviewed privacy policy here before the app accepts any financial data. Material changes will be notified to waitlist subscribers.
By joining the waitlist you agree to receive email updates about DAW Money. Joining the waitlist does not guarantee access to the beta or any particular pricing, though we intend to honour early-access benefits described on this page for genuine subscribers.
DAW Money is a tool for organising and understanding your own money. It does not provide financial, investment, tax, or legal advice. Any figures shown on this site are illustrative sample data, not real balances.
The app will launch as beta software and is provided "as is" without warranties. Features described here are planned and may change before release.
Questions about these terms: hello@daw-money.com. Full terms of service will be published here before launch.